Author name: Fakrul Islam

LPG po 2,22 zł za litr Od 31 października wielka obniżka cen paliw. Co się dzieje? Dziennik.pl

Rajem dla kierowców wybierających się na Podlasie może być stacja paliw, którą Skolim uruchomił w miejscowości Czeremcha. Benzyna 95 i olej napędowy kosztuje tam po 5,53 zł/l. Z kolei użytkownicy samochodów z instalacją LPG mogą tankować ulubione paliwo za 2,22 zł/l. Tanią benzynę 95 oraz diesla na stacjach Auchan można tankować do niedzieli 2 listopada 2025 roku. Stacje paliw są wyposażone w kasy samoobsługowe i czynne całą dobę (7 dni/24 h). Paliwa sporo tańsze niż rok temu Bez haraczu na rzecz rządu moglibyśmy tankować benzynę Pb95 po ok.2,60 zł/l, olej napędowy po ok. 2,90 zł/l, zaś autogaz mógłby kosztować ok.1,50 zł/l. Rajem dla kierowców wybierających się na Podlasie może być stacja paliw, którą Skolim uruchomił w miejscowości Czeremcha. Średnia krajowa cena benzyny Pb95 wzrosła w skali tygodnia 4 gr/l i na dzień 30 października wynosi 5,88 zł/l. Jak oceniają analitycy BM Reflex, z rynku zniknęła premia za ryzyko geopolityczne związane z ostatnimi wydarzeniami na Bliskim Wschodzie. To aż o 35 groszy na litrze poniżej przeciętnej cenydetalicznej. Ta ostatnia mogłaby więc być znacznie niższa, gdyby nie politykacenowa największych sieci stacji paliw. Paliwo tobyło też znacznie tańsze w hurcie i kosztowało wtedy ok. 4000 zł/m3 netto. Wielu członków prowadzi gospodarstwa rolne zlokalizowane w różnych częściach Polski, dzięki czemu codziennie posiadamy najświeższe informacje i znamy sytuację na polach w całym kraju. Pierwszy tydzień listopada może jeszcze przynieść wzrost cen diesla, ale w mniejszej skali około 4 gr/l. To istotna informacja, bo ceny hurtowe benzyny Pb95, zgodnie z danymi e-petrol.pl, wykazały w czerwcu 2025 r. Ceny benzyny Pb95 i oleju napędowego są niższe niż przed rokiem odpowiednio o 46 i 40 groszy na litrze. W skali tygodnia litr tego paliwa potaniał symboliczny 1 gr/l do poziomu 2,62 zł/l. Ceny paliw ruszyły w górę. Olej napędowy już po 6 zł/l Sieć hipermarketów Auchan także uruchomiła promocję na paliwo na swoich stacjach. Kierowcy rzucili się na przecenioną benzynę 95 i tańszy olej napędowy. Benzyna 95 i olej napędowy w obu przypadkach kosztują po 5,50 zł za litr. To średnio o ponad 50 groszy na litrze mniej wobec cen podawanych przez analityków. Także analitycy BM Reflex wskazują na rosnące ceny. Benzyna 95 zdrożała w skali tygodnia 4 grosze do poziomu 5,88 zł/l. Inflacja w Polsce. GUS opublikował nowe dane o cenach Autogaztankowano średnio po 2,62 zł/l, awięc o grosz na litrze taniej niż przed tygodniem. Cena diesla wzrosła więc mocniej niż cena benzyny. To szczególnie istotne dla rolników, dla których olej napędowy jest głównym paliwem w gospodarstwach. Wzrost o 9 groszy na litrze przy pełnym zbiorniku maszyn rolniczych oznacza wymiernie wyższe koszty prac polowych i transportu. Ostatni tydzień czerwca na rynku ropy naftowej zakończył się znaczącym spadkiem cen. W piątek rano notowania sierpniowej serii kontraktów na ropę utrzymują się na poziomie 68,80 USD za baryłkę, co stanowi spadek o blisko 9 USD w porównaniu do poprzedniego tygodnia. I chociaż na stacjach może wydawać się drożej, to mimo wszystko Polacy mają powód do zadowolenia. Ceny benzyny Pb95 i oleju napędowego są niższe niż przed rokiem odpowiednio o 46 i 40 groszy na litrze. Jedynie autogaz pozostaje droższy o 10 groszy na litrze w porównaniu do analogicznego okresu roku ubiegłego. Po kilkunastu dniach konfliktu izraelsko-irańskiego sytuacja na rynku ropy naftowej uległa diametralnej zmianie. Notowania sierpniowej serii kontraktów na ropę naftową utrzymują się obecnie na poziomie dol. Spadek ten widać w hurtowniach, ale nie na stacjach. litrów paliwa na głowę. Orlen rusza z promocją od 31 października Pierwszy tydzień listopada może jeszcze przynieść wzrost cen diesla, ale w mniejszej skali około 4 gr/l. Tak duża różnica sprawia, że cena diesla w hurcie rośnie zdecydowanie szybciej niż cena benzyny – co później odzwierciedla się na stacjach. W mijającym tygodniu na polskim rynku paliw ponownie obserwowaliśmy wzrosty zarówno cen detalicznych na stacjach, jak i cen hurtowych w rafineriach. Zmiany te wynikają z sytuacji na globalnym rynku ropy, ale także z wewnętrznych uwarunkowań europejskich i regionalnych. Benzyna 95 kosztuje 5,89 zł, czyli o 5 groszy więcej niż przed tygodniem – wynika z najnowszego raportu e-petrol.pl. Diesel zdrożał 9 groszy i za litr kierowcy płacą 6,04 zł. Ulgę dla portfeli kierowców mogą przynieść promocje. Orlen akcję rabatową uruchomi już w piątek 31 października. Podstawową zniżkę 20 groszy za każdy litr paliwa otrzyma palladium market update każdy uczestnik programu VITAY podczas tankowania dowolnego rodzaju benzyny lub oleju napędowego. Kawy, hot doga, napoju czy innego produktu z asortymentu sklepu stacji daje 35 groszy rabatu. Średnia cena benzyny Pb95 w Unii Europejskiej na dzień 27 października wynosiła 6,53 zł/l (1,54 EUR/l), natomiast diesla – 6,31 zł/l (1,49 EUR/l). Polska ma aktualnie czwarte najniższe ceny benzyny i siódme najniższe ceny diesla spośród krajów UE. Gratką jest również diesel B0 – to olej napędowy pozbawiony biododatków, stąd zachowuje układ wtryskowy silników wysokoprężnych w świetnej kondycji. Właśnie taki ON sprzedaje na swojej stacji Skolim w cenie klasycznych paliw, czyli po 5,53 zł za litr. Kurs USD/PLN pozostawał stabilny w przedziale ok. 3,63–3,65 zł, więc nie miał istotnego wpływu na ceny paliw w hurcie. Jak oceniają analitycy BM Reflex, z rynku zniknęła premia za ryzyko geopolityczne związane z ostatnimi wydarzeniami na Bliskim Wschodzie. Po zawarciu rozejmu między Izraelem a Iranem ruch statków w Cieśninie Ormuz powrócił do normalnego poziomu. Obecnie uwaga rynku ponownie koncentruje się na fundamentach rynkowych, w szczególności na oczekiwaniach dotyczących nadwyżki podaży ropy naftowej. Średnia cena oleju napędowego sięgnęła 6 złotych za litr i byłanajwyższa od dwóch miesięcy. Warto tutaj mieć na uwadze, że piszemy o średnich cenach wskali całego kraju. Cenyna poszczególnych stacjach mogą się różnić nawet o kilkadziesiąt groszy nalitrze, w zależności od lokalizacji i siły lokalnej konkurencji. W hurtowniach różnica jest już widoczna, na stacjach wciąż jednak trzeba za benzynę płacić sporo. Średnia cenadetaliczna benzyny Pb95 jest o 19 gr/l niższa niż rok temu, zaś oleju napędowegoo 13 gr/l. Wyraźnie tańszy niż pod koniec października 2024 roku jest za toautogaz, który tankujemy przeciętnie o 45 gr/l taniej. Na polskim rynku hurtowym od ubiegłego tygodnia widoczne są obniżki cen paliw. Benzyna bezołowiowa 95-oktanowa w hurcie powróciła do poziomu sprzed wybuchu konfliktu pomiędzy Iranem a Izraelem, trwającego od 13 do 24 czerwca. To istotna informacja, bo ceny hurtowe benzyny Pb95, zgodnie z danymi e-petrol.pl, wykazały w czerwcu 2025 r. Jak wynika z komentarza rynkowego analityków Reflex, obserwowany od 23 października wzrost hurtowych cen paliw (głównie diesla) znajduje swoje odzwierciedlenie w podwyżkach cen

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Experience Smooth Gameplay: Understanding the Revery Play Casino Withdrawal Process for UK Players

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ChatGPT Apps on Google Play

ChatGPT is a chatbot created by OpenAI that can process text, image, audio and video data to answer questions, solve problems and more. Here’s how it works, its use cases, how to access it, its limitations, notable updates and future outlook. This update allows users to create customized GPTs that follow specific instructions and knowledge provided by the builder. Frequently Asked Questions ChatGPT is due for more upgrades in the near future, with the advanced voice mode potentially receiving a live camera feature to create even more seamless interactions. But it’s OpenAI’s plan to launch AI agents in 2025 that could bring it close to its ultimate goal of achieving artificial general intelligence (AGI), where a machine can behave and perform actions the way humans can. AI agents represent stage three of AGI, enhancing ChatGPT’s reasoning abilities and enabling it to complete a broader range of tasks without human assistance. It can also be fine-tuned for specific use cases such as legal documents or medical records, where the model is trained on domain-specific data. OpenAI claims that GPT-5 outperforms past models in math, real-world coding, multimodal understanding and health knowledge, and is also less likely to hallucinate or make false claims. The process happens iteratively, building from words to sentences, to paragraphs, to pages of text. However, it was labeled underwhelming by some users due its performance shortly after its release. Is ChatGPT Free? And several authors and journalists have sued OpenAI for copyright infringement, claiming their work was scraped from the internet and used as training data without their permission. Most people know that, just because something is on the internet, that doesn’t make it true. Racism, sexism and all manner of prejudices run rampant online, and it is up to the individual to decide how much weight to give it. So, despite the guardrails OpenAI has put in place to prevent it, the chatbot still has a tendency to let biases creep into its outputs. Some developers were so excited by ChatGPT’s capabilities that they used it to actually create their own apps, including a spreadsheet assistant capable of performing complex calculations in response to a simple request. Most people know that, just because something is on the internet, that doesn’t make it true. A marketing team, for example, might coach the model on its brand voice guidelines and upload campaign analytics so members of the team can use ChatGPT to spot trends. Or, in the case of one New York lawyer, use ChatGPT for a brief in a client’s personal injury case (where it inadvertently cited six non-existent court decisions). It is now available to both paying and non-paying ChatGPT users, with usage limitations of course. Through the partnership, ChatGPT users will be able to find products sold by Walmart and complete entire purchases without leaving the chatbot’s interface. ChatGPT is an artificial intelligence chatbot capable of having conversations with people and generating unique, human-like text responses. OpenAI claims that GPT-5 outperforms past models in math, real-world coding, multimodal understanding and health knowledge, and is also less likely to hallucinate or make false claims. This is used to not only help the model determine the best output, but it also helps improve the training process, enabling it to answer questions more effectively. OpenAI has faced quite a bit of criticism for how students can use ChatGPT to cheat on their homework or exams, and the company.introduced a study mode tool to directly address those concerns. ChatGPT Team lets companies create shared workspaces with settings that apply to all users, as well as the ability to share proprietary data sets. A marketing team, for example, might coach the model on its brand voice guidelines and upload campaign analytics so members of the team can use ChatGPT to spot trends. OpenAI announces the ChatGPT Pro plan, a new premium plan for ChatGPT users to access even more features. The plan costs $200 per month and gives users access to Open AI o1, o1-mini, GPT-4o and advanced voice mode. Following the addition of agentic e-commerce and easy checkout features, OpenAI partnered with Walmart, the country’s largest retailer to enhance digital shopping experiences. Through the partnership, ChatGPT users will be able to find products sold by Walmart and complete entire purchases without leaving the chatbot’s interface. The company also partnered with PayPal, one of the largest payment processing services in the world, to let users pay for their shopping directly within ChatGPT. In August 2025, OpenAI released GPT-5, its fastest and smartest model to date, and the current language model for ChatGPT. How Does ChatGPT Work? For instance, if you ask ChatGPT a question like “What sites should I see in my upcoming vacation to Paris? People can use ChatGPT for advice on their relationships, finances and even their health. This update allows ChatGPT to remember details from previous conversations and tailor its future responses accordingly. This can include factual information — like dietary restrictions or relevant details about the user’s business — as well as stylistic preferences like brevity or a specific kind of outline. This paid subscription version of ChatGPT provides faster response times, access during peak times and the ability to test out new features early. According to OpenAI, builders based in the United States will be eligible for payments based on the usage of their custom GPTs. Advanced voice mode becomes available on web browsers — before, it could only be accessed on mobile and desktop formats. The feature is also still exclusive to ChatGPT users who have a Plus, Team, Enterprise or Education plan. OpenAI announces the release of its o1 model, which demonstrates complex reasoning capabilities. Biased Responses The new feature helps students engage more effectively with study materials by altering how it responds when it is enabled. For example, ChatGPT will offer hints, organize content into sections and create custom lessons and quizzes instead of providing a direct answer to students. According to OpenAI, study mode is powered by custom system instructions written in collaboration with teachers, scientists and educational

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How To Calculate Prepaid Hire Bills

These bills are often recurring in nature and can have cost cycles of month-to-month, quarterly, half-yearly, or yearly. The most-common examples of pay as you go expenses in accounting are prepaid lease from leases, pay as you go software subscriptions, and pay as you go insurance premiums. Beneath you’ll discover a detailed description of each one in addition to detailed accounting examples for each. In most instances, that is the proper entry to e-book, nonetheless, in sure transactions we are paying upfront for the proper to use an asset or receive a service over an outlined time frame. Under the cash basis a company would immediately document the complete amount of the acquisition of an excellent or service to the income statement as soon as the cash is paid. By amortizing pay as you go rental bills, you probably can precisely match expenses with revenues and be certain that your financial statements precisely reflect the cost of using the rented area. Accrued Expenses Calculation Instance At the tip of the first yr, the company will regulate its accounts to reflect the $12,000 that has now turn out to be an expense, decreasing the pay as you go rent asset accordingly. This ensures that the corporate’s profitability measures, corresponding to net income, aren’t overstated for the year. Remember, the key to managing pay as you go expenses is common and accurate adjusting entries. This ensures that your monetary statements current a real and honest view of your small business’s monetary place and efficiency. Initial Measurement Of Lease Liabilities With Ifrs Sixteen Prepayments To illustrate, contemplate a business that signs a two-year lease with a monthly rent of $500 and pays the complete $12,000 upfront. Furthermore, if the lease settlement features a clause for a 10% rent improve after the first yr, the month-to-month expense for the second yr should be $550, not $500. Overlooking such details can significantly impression the accuracy of economic reporting. Pay As You Go expenses symbolize expenditures that haven’t but been recorded by a company as an expense, but have been paid for in advance. To keep away from this mismatch, you must record prepaid expenses as an asset, specifically as a prepaid expense account. Tenants generally pay rent in advance just because they want to keep away from late rental payments. Prepayments is often a good approach to handle your finances and keep away from late fees, however they don’t seem to be the same as pay as you go expenses. Knowing the method to account for pre-paid bills includes firstly an understanding of some key accounting principles, followed by the recording of some easy journal entries. One Other widespread mistake happens with December prepayments for January rent. To precisely report pay as you go rental bills, you want to determine the unamortized steadiness on the end of each accounting period. This involves subtracting the amortized expense from the initial prepaid amount. Prepaid rent is hire that’s been paid in advance of the period for which it’s due. Pay As You Go rent is a typical financial transaction with significant implications for cash move management, taxation, and monetary reporting. Understanding its therapy and impression is essential for accurate monetary analysis and planning. Whether Or Not https://www.intuit-payroll.org/ you’re an individual budgeting for private bills or a business managing company finances, recognizing the nuances of prepaid rent can lead to more knowledgeable monetary choices. The initial journal entry for a pay as you go expense does not affect a company’s financial statements. The preliminary journal entry for pay as you go rent is a debit to pay as you go rent and a credit to money. Although being a easy idea, it is important for an organization to appropriately account for and acknowledge prepaid bills on its balance sheet. Pay As You Go belongings sometimes fall in the present asset bucket and therefore impact key financial ratios. Additionally, a company reporting under US GAAP must follow the matching principle by recognizing bills in the period by which they are incurred. This requires correct calculation and amortization of prepaid expenditures similar to insurance coverage, software subscriptions, and leases. When it involves financial reporting, prepaid hire is an asset that will steadily be expensed. To make an adjusting entry, you may debit the expense account and credit the pay as you go expense account. This will reduce the asset account and report the expense for the current month. You May repeat this course of each month until the prepaid expense account is empty. From an accounting perspective, prepaid lease is initially recorded as an asset on the stability sheet. As time passes and the rental period elapses, a portion of this asset is expensed and acknowledged on the income statement. This systematic and rational allocation of pay as you go lease over the period it benefits is named expense recognition. The first entry for prepaid rent doesn’t technically impact a tenant’s monetary statements because the credit and debit are effectively canceled out. However, the next adjustments will influence monetary statements as a outcome of all of them represent additional decreases in belongings with will increase in bills. To document a prepaid expense, debit the prepaid expense account and credit the money or checking account. When the expense is incurred, reverse the entry by debiting the prepaid expense account and crediting the money or bank account. In this situation, we’d record a pay as you go asset at the beginning of the contract and the expense of the subscription could be realized over the course of the yr. This would achieve the matching principle objective of recognizing the expense over the lifetime of the subscription. Prepayments are a kind of fee made earlier than the due date, they usually’re not the identical as pay as you go bills. For example, in case you have a cost to a supplier due next month, but you resolve to pay it now, that is a prepayment. Pay As You Go rental expenses can include

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Virginia Association of Recovery Residencies

Additionally, Ohio Recovery Housing provides training, technical assistance and tools to assist operators of recovery housing to advance their understanding and practice of what a QUALITY recovery home is. When a recovery house fits a person’s needs, the evidence shows that for some people living in recovery housing can make a positive difference in the recovery process. For more information on recovery houses, see Ohio Recovery Housing and National Alliance for Recovery Residences. If you’d like to learn https://ecosoberhouse.com/ more about recovery housing, check out the rest of our site at Cenikor. Our substance use disorder treatment programs are available throughout Texas and New Mexico. They are gender-specific homes with no time limit on residency which allows for the development of long-term sobriety. Throughout the 1990s, many treatment programs discontinued their social model elements, a distinct departure from today’s residential community approach. This website is supported by grants from the Administration for Children and Families (ACF), a division for the U.S. Are you a recovery house manager? Upload your house today. Faith-based rehab initiatives can help with your housing concerns as a person with an addiction in recovery. Recovery Housing is  best practice in a continuum of care and for long term recovery. It is included in the Substance Abuse and Mental Health Services Administration’s National Registry of Evidence-based Programs and Practices. Our mentors can continue to work with clients and families during and after moving out. David Best has an under-graduate degree in psychology with philosophy, a Masters degree in criminology and a PhD in the psychology of addictions. He has authored three books on addiction recovery and has written more than 170 peer-reviewed publications and around 70 book chapters and technical reports. What is Recovery Housing? This opportunity allows people with addictions to find reasonably priced apartments. The mission of this agency is to assist people on their journeys away from drug and alcohol abuse. Our Peers are available for those in recovery and their allies to listen and provide guidance, referrals, and emotional support. We currently offer housing in NE Portland, SE Portland, Beaverton, Tigard and Milwaukie. The available amount for the program’s second round of funding is approximately $1,428,998. Of this amount, $428,998 is set-aside for projects within North Carolina’s Appalachian region. Programs SAFE Project has collected resources on the topics of drug use and addiction, treatment and recovery, as well as mental health and wellness. SAFE Project also provides resources and educational materials to support you—whether you’re working to meet best practices, reduce stigma, or stabilize and grow your program. Together, we can ensure more people have access to safe, recovery-friendly housing when they need it most. Substance Abuse and Mental Health Services Administration (SAMHSA) WAQRR is an affiliate of the National Alliance for Recovery Residences (NARR).If you’re looking for recovery housing, you may also visit Oxford Houses International. One of the biggest challenges newly recovering addicts face is figuring out how to navigate real life without their addiction. In an inpatient recovery program, every day is scheduled, monitored, and managed. It’s comparatively easy to stay sober when you aren’t in charge of your schedule, and you can’t get access to drugs. With structure, accountability, and a supportive community, we help individuals thrive in sobriety. This type of supportive housing and recovery program is proven to help people who face the most complex challenges to live more stable, productive lives. It has been demonstrated successfully by both the Hope Center in Lexington and The Healing Place in Louisville, which were models for the program and named “A Model That Works” by the U.S. Learn more about the importance of communities investing in community housing and ways to support these movements with our comprehensive overview. An operator of a Certified Sober recovery residence Living Home that voluntarily reports its certified status to DMHAS shall provide the number of beds available in the Sober Living Home at the time of its report and weekly thereafter. This scale promotes developing an environment of empathy, empowerment, and inclusivity that is vital for nurturing pathways of sustained recovery. The local governments and communities at each Recovery Kentucky center location have also contributed greatly in making these centers a reality. For an overview of the program, read the Recovery Residence fact sheet and Recovery Residence FAQ. Email the HCA Recovery Residence team for information or questions regarding the loan application process. Residents learn essential life skills, such as effective communication, time management, and stress reduction techniques, all of which are critical in maintaining a sober lifestyle after leaving the program. Recovery housing can be a fantastic resource for people who are transitioning from an inpatient recovery program back to the real world. Most people stay at these houses for somewhere between a few months and a year. Hear from Our Residents The landscape of recovery housing is continually evolving as more research highlights its effectiveness in supporting sustained recovery. Innovations in treatment approaches and increased awareness are paving the way for more personalized and integrated services. This progress promises an even brighter future for individuals seeking help through recovery housing programs. To be a part of the solution, SAFE Project provides education on quality recovery housing and the different types of recovery homes that exist. By doing this, we reduce stigma and help grow recovery communities alcoholism treatment throughout the nation. This sponsorship can reduce the cost of faith-based therapy, even if it is not less expensive than other treatment facilities. Out of them, two-thirds suffer from a primary substance use disorder or another chronic illness. These services are all provided in a controlled, encouraging, and safe setting. They provide the CLEAN Cause Foundation with five percent or fifty percent of their net income. Therefore, the agency created schemes and resources to alleviate people in such conditions and improve access to clinical care and services supporting health and wellness. The CAF created a bridge to safe housing because it was what Christopher needed after completing treatment. He wasn’t provided with a seamless transition

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Общество С Ограниченной Ответственностью “прайм Брокер” Инн 9726096637

Управление денежными средствами — это процесс сбора и управления денежными потоками физических и trx криптовалюта юридических лиц. Финансовое учреждение, выполняющее функции прайм-брокера, работает только с крупными институциональными инвестиционными компаниями. Эффективное управление денежными средствами очень важно для бизнеса и его стабильности. Изначально у всех клиентов равный доступ к услугам компании, но впоследствии можно договориться об отдельных платных возможностях. Ну давайте обратим внимание на одну из самых важных вещей не только в трейдинге, а вообще — это безопасность. Организация предоставляет доступ к сделкам на финансовых рынках, это Форекс-брокер. Давайте обратим внимание на процесс регистрации аккаунтов и пополнение баланса. LordPrime — брокер, который обещает одни из лучших условий на рынке, а также подчеркивает высокие стандарты безопасности в своей компании и надежное обслуживание платежных счетов. Однако прайм-брокеры — это одна из самых надежных ставок для минимизации торговых рисков. От инвестиционных банков и хедж-фондов до крупных торговых организаций и даже пенсионных фондов — прайм-брокеры удовлетворяют широкий спектр интересов на рынке Forex. Как следует из названия, исполняющий брокер поставщик финансовых услуг, который занимается сопоставлением торговых заказов и обработкой рыночных позиций, размещенных розничными или институциональными инвесторами. Организация предоставляет доступ к сделкам на финансовых рынках, это Форекс-брокер. Тогда все финансовое пространство брокера как бы объединяется, а банки видя наличие друг друга в обозначенном выше контракте могут значительно повысить скорость обработки всех платежных операций. Видно, что компания пытается позиционировать себя как серьезная организация для работы со взрослыми состоятельными людьми. Соглашение о прайм-брокерстве — это договор между крупным клиентом, например, хедж-фондом, и инвестиционным банком. Брокер — это физическое или юридическое лицо, которое способствует покупке или продаже ценных бумаг, например покупке или продаже акций и облигаций для инвестиционного счета. Первичный брокер — это крупная организация, которая предоставляет множество услуг, от управления денежными средствами до кредитования ценными бумагами и управления рисками для других крупных организаций. Основные брокерские услуги основаны на содействии многогранным и активным торговым операциям крупных финансовых учреждений, таких как хедж-фонды. Центральное место в их роли занимают первичные брокеры, которые позволяют хедж-фондам занимать ценные бумаги и увеличивать их кредитное плечо,. А также выступать в качестве посредника между хедж-фондами и контрагентами, такими как пенсионные фонды и коммерческие банки. Это инновационный торгово-аналитический софт, который оборудован продвинутыми технологиями, аналитическим инструментарием и отличается простотой использования. Стоит отметить, что брокер предлагает для обучения торговли на собственном терминале ряд видеоуроков, что позволит трейдерам максимально быстро усвоить весь функционал и сервисы инновационной торговой площадки. Прайм-брокеры стали неотъемлемой частью современного рынка, наряду с остальными его участниками – клирингом, андеррайтерами, реестродержателями (регистраторами), депозитариями, маркет-мейкерами, дилерами и др. Прайм брокер во время флэта может “перекрыть” сделки одного брокера через другого (с противоположными ордерами), во время сильного тренда он открывает сам сделку от 1 мио, через вывод ее на валютный рынок. Prime brokerage – это клиринг ордеров розничных дилинговых центров и брокеров форекс с выводом их на реальный мировой финансовый рынок. Ооо “прайм Брокер” Спред — это разница между ценой покупки и продажи товара на бирже.Плавающий спред — это естественное положение вещей на рынке. Это несет дополнительные расходы для брокера, то крупные компании с именем, стараются не использовать эту опцию. MAM — менеджер торгует вашими средствами сразу с нескольких ваших счетов. Торговые советники — автоматическая торговля, используя сигналы для начала сделки.Copy-трейдинг — автоматическое копирование сделок успешных трейдеров. Преимущества Работы С Прайм Брокерами Ведь индустрия Foreign Exchange — это сложная и напряженная среда, в которой для достижения успеха необходимы сильные союзники. Опытные и хорошо зарекомендовавшие себя прайм-брокеры могут оказать неоценимую поддержку и поддержать корабль в самые трудные времена. Так, у крупнейшей в РФ – Московской Биржи MOEX сразу 36 Прайм-брокеров. Нетрудно предположить, что спрос на услуги Прайм-брокеров в обозримом будущем будут только расти,т.к. В переводе с английского Prime broker – это первый по значимости посредник для вывода “на рынок” сделок и ордеров трейдеров и инвесторов форекс и биржи. Маржа — это когда главный брокер ссужает деньги клиенту, чтобы он мог купить ценные бумаги. Акции Конечно, бывают и исключения, но услуги прайм-брокера стоят немалых денег. Как правило, вознаграждение прайм-брокеров в геометрической прогрессии выше, чем у традиционных брокеров, что, естественно, отталкивает мелких и средних трейдеров от сотрудничества с ними. Дело даже не в организации всего процесса, а в больших кредитных рисках и репутации, которая приходит с рынком Форекс. И банки предпочитают работать через посредников – Прайм Праймов, компании, которые прошли через огонь и воду и смогли открыть прайм счет в конкретном банке. В кризисные времена произошло понижение кредитных рейтингов большинства первичных брокеров. В результате хедж-фонды активно переходили к крупным банкам, имеющим высокий рейтинг, поскольку он имел немаловажное значение в ходе операций, осуществляемых от имени прайм-брокера. После наступления кризиса хедж-фонды, которым прежде оказывал услуги один prime broker https://www.xcritical.com/, прибегли к услугам сразу нескольких брокерских компаний, чтобы диверсифицировать собственные риски. Любой брокер должен иметь доступ к межбанковскому рынку, однако для этого необходимо соответствовать очень строгим требованиям, которые предъявляют банки. Кастодиан — это финансовое учреждение, которое хранит ценные бумаги своих клиентов. Кстати, после SNB, открыть счет для розничного брокера практически невозможно (90% брокеров потеряли свои счета после этого события) потому что розничный Форекс – это очень рисковый заработок. Стандартным решением в таких случаях является заключение многостороннего соглашения между прайм-брокером и несколькими банками. Тогда все финансовое пространство брокера как бы объединяется, а банки видя наличие друг друга в обозначенном выше контракте могут значительно повысить скорость обработки всех платежных операций. … Хеджевые фонды получают выгоду от большего кредитного плеча и обширных услуг первичных брокеров. Первичные брокеры действуют как посредники между хедж-фондами и контрагентами, такими как пенсионные фонды и коммерческие банки, а также позволяют хедж-фондам занимать ценные бумаги и увеличивать кредитное плечо. Сделки с клиентами автоматически завершаются открытием обратного ордера на рынке, что предотвращает риск для всех участников контракта. Сделки компаний партнёров прайм-брокера, выводятся на рынок примерно следующим образом. Брокеры, желая вывести сделки своих клиентов на рынок, суммируют прайм брокер их и заключают сделку с прайм-брокером.

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What is Prepaid Insurance: Benefits and Examples Order to Cash Knowledge Center

As we have seen above, an increase in prepaid expenses has a negative effect on cash flow as there is a cash outflow from the prepaid insurance is decreased with a credit. business. Likewise, an increase in prepaid expenses will result in a decrease in cash flow for the current period. Insurance that is paid in advance is considered as a prepaid expense under the current asset in the balance sheet of the company. The Prepaid Insurance account is credited when you make an adjusting entry to reduce the asset’s value. This happens at the end of an accounting period to reflect the portion of the insurance coverage that has expired. Prepaid insurance often leads to misunderstandings, particularly regarding its accounting classification. 🎓 Unlock Core Accounting Skills for Financial Analysts! Let us look at the balance sheet at the end of one month on December 31, 2017. The balance QuickBooks Accountant at the end of the year is shown on the asset side of the balance sheet and the amount is carried forward to the next year. For the past 52 years, Harold Averkamp (CPA, MBA) hasworked as an accounting supervisor, manager, consultant, university instructor, and innovator in teaching accounting online. For the past 52 years, Harold Averkamp (CPA, MBA) has worked as an accounting supervisor, manager, consultant, university instructor, and innovator in teaching accounting online. Is Insurance a Debit or Credit? A Guide to Recording Insurance Transactions At the end of each accounting period, an adjusting journal entry is made to recognize the portion of the insurance that has been used up. When the insurance coverage comes into effect, it is moved from an asset and charged to the expense side of the company’s balance sheet. With 7 AI patents, 20+ use cases, FreedaGPT, and LiveCube, it simplifies complex analysis through intuitive prompts. Specifically, many seek to understand whether prepaid insurance is a debit or credit, which is essential for accurate financial reporting. For example, if a company pays $1,200 for a year of insurance coverage, it would debit the prepaid insurance account for $1,200 and credit cash for the same amount. The company will record the payment with a debit of $12,000 to Prepaid Insurance and a credit of $12,000 to Cash. Proper accounting for prepaid insurance necessitates meticulous record-keeping and periodic adjustments. Businesses must ensure that the transitioning of prepaid insurance into an expense is accurately reflected to provide a clear picture of their financial performance. HighRadius leverages advanced AI to detect financial anomalies with over 95% accuracy across $10.3T in annual transactions. This process ensures that financial statements accurately reflect the expenses incurred and the remaining prepaid assets. Prepaid expenses are initially recorded as assets, because they have future economic benefits, and are expensed at the time when the benefits are realized (the matching principle). This translates to five months of insurance that has not yet expired times $400 per month or five-sixths of the $2,400 insurance premium cost. This makes the prepayment a future benefit you have a right to, which is the very definition of an asset. Insurance Company Delays Underwriting Compulsory Auto Insurance: Who Is Responsible for Compensation? This reduces the asset on the balance sheet and records the expense on the income statement. By distributing the insurance expense over the policy period, companies can avoid large, unexpected payments that might otherwise disrupt operational cash flow. This gradual expense recognition aligns with the matching principle in accounting, which enhances financial reporting accuracy and transparency. The main advantage of prepaid insurance is that companies occasionally pay bills in advance to gain a discount. Prepaid insurance is a type of prepaid expense in which individuals or businesses pay for insurance coverage in advance, such as auto or medical insurance. These payments are recorded as current assets on the insurer’s balance sheet until the coverage period expires. Policyholders can renew their coverage before the end of the term to maintain continuous protection. Prepaid insurance plays a significant role in accounting practices, primarily influencing how businesses manage their financial reporting. Understanding whether prepaid insurance is a debit or credit is fundamental to accurately reflecting this asset. Typically, prepaid insurance is recorded as a debit since it represents an advance payment for future coverage. As per the Modern Rules of Accounting Prepaid insurance transactions often occur when businesses pay for insurance coverage in advance, reflecting a commitment to protect their assets and liabilities over a specified period. Common examples include annual health, liability, or property insurance policies that are paid in full at the start of the policy term. In accounting terms, prepaid insurance is initially recorded on the balance sheet. As the effective date of the insurance approaches, the prepaid amount transitions to an expense. For businesses seeking loans or investments, a solid current asset base may enhance their borrowing capacity. Additionally, the presence of substantial prepaid insurance may indicate a company’s commitment to risk management. Stakeholders often analyze the balance sheet to assess the liquidity and financial health of the business. Consequently, significant prepaid insurance can signal limited cash flow, which could raise questions among investors. Prepaid insurance is defined as an expense that Accounting Periods and Methods a business pays in advance for insurance coverage. As the insurance period progresses, the costs are gradually expensed on the income statement, representing the use of the insurance. Some insurers prefer that insured parties pay on a prepaid schedule such as auto or medical insurance. On December 1 the company pays the insurance company $12,000 for the insurance premiums covering one year. The journal entry is debiting insurance expense $ 1,000 and credit unexpired insurance $ 1,000. Prepaid insurance is a standard and recurring item on the balance sheet for the vast majority of businesses, making it one of the most common types of prepaid asset. Understanding these common misconceptions helps clarify the classification and treatment of prepaid insurance in financial reports. CFI is the global institution behind the financial modeling and valuation analyst FMVA® Designation. Is Prepaid Insurance a

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Stp-брокеры: Выбор Для Профи? Плюсы И Минусы Деньги На Vc Ru

Он регулируется как ASIC (Австралия), так и FCA (Великобритания), что означает, что ваши средства и торговый опыт с этим брокером в безопасности. Они предлагают широкий спектр торговых инструментов, включая продукты Foreign Exchange и CFD. Зарождение рынка форекс в СНГ пришлось на конец 90-х и начало 2000-х годов. Тогда были распространены дилинговые центры (ДЦ), работающие по технологии Dealing Desk (DD) — поручения трейдеров не выводились на широкий рынок, а исполнялись внутри компании. Из-за этого возникал конфликт интересов, ведь дилеру невыгодно было оплачивать результаты удачливых клиентов из своего кармана. Поэтому блокировались счета, подкручивались котировки, люди месяцами не могли вывести заработанные деньги. Лучшие Форекс-брокеры Stp 2025 Но для торговли на Форекс технология ECN подразумевает вывод заявок на единую систему заявок, к которой подключаются другие участники торгов, например, банки или инвестфонды. Именно для скальперов важным критерием выбора брокера является быстрое исполнение ордеров. Это дает покупателям (котировки) цены примерно равные рыночной цене (ECN), но продает или покупает валюту у клиентов (в упрощенном виде) за счет собственных средств. Как следует из названия, дилинговые центры в этом случае отсутствуют, так как NDD-брокеры не проводят никаких операций от их имени. STP – это специальная технология, предполагающая, что заявки клиента выводятся напрямую на межбанковский рынок, минуя дилинговый центр. Такая схема призвана повысить скорость проведения операций и исключить воздействие человеческого фактора. Частный инвестор, обратившийся к брокеру, минимизирует расчетные риски, сопутствующие проводимым сделкам. Любого трейдера, который только думает открывать счет STP, прежде всего, интересует, по какому принципу он работает. Счета STP устроены таким образом, что риски сводятся к минимальным значениям и становятся в итоге незначительными. Много Foreign Exchange brokers работать по STP, ECN или DMA broker что такое пул ликвидности модели, хотя некоторые могут использовать комбинацию из двух или более. Брокер регулируется FCA, CySEC, FSCA и SCB, всего eight мировых банковских и финансовых лицензий. Здесь 7 классов активов и более 2100+ финансовых инструментов для торговли. Для профессиональных трейдеров есть возможность привлекать инвесторов к своей торговли. Да, Go Markets предоставляет ряд образовательных ресурсов, включая вебинары, торговые руководства и анализ рынка. FP Markets стремится предлагать современные торговые платформы, отличную поддержку клиентов и образовательные материалы. Преимущества включают доступ к узким спредам, прямое исполнение на рынке и снижение потенциальных конфликтов интересов. BlackBull Markets обслуживает начинающих, случайных, опытных и высокообъемных трейдеров через 3 аккаунта для реальных торгов. Учетные записи включают ECN Commonplace, ECN Prime и ECN Institutional. Кроме того, мусульманские трейдеры могут выбрать опцию торговли без свопов на стандартных и прайм-аккаунтах. IC Markets защищает клиентские средства, сегрегируя их от своих операционных средств, храня их на отдельных счетах в банках высшего уровня. Основные преимущества включают доступ к ультра-низким спредам, быструю исполнение сделок и прозрачное ценообразование. В результате спреды начинаются от zero,zero пипсов с очень низкими комиссиями, что делает его подходящим как для скальперов, так и для высокочастотных трейдеров. ICMarkets является одним из лучших STP Форекс-брокеров, который имеет очень низкую задержку и честное исполнение. BDSwiss предоставляет доступ к нескольким торговым платформам, включая MetaTrader four (MT4) и MetaTrader 5 (MT5). Преимущества включают доступ к конкурентоспособным спредам, сниженный потенциал конфликтов интересов и прямое исполнение сделок. Тем не менее, ДМА brokers могут взимать более высокие комиссии, чем другие типы brokers. Финансовый рынок заполнен множеством брокерских организаций, готовые предложить трейдерам услуги по совершению торговых операций на основе валюты. Однако не каждый брокер дает клиентам доступ к межбанковской ликвидности. Фактически STP – это система быстрого исполнения ордеров, при которой сделки отправляются прямиком на рынок и заключаются в кратчайшие сроки. Это позволяет им по своему усмотрению менять котировки и спрэды, хотя и в ограниченных пределах. Маркетмэйкеры есть на разных рынках, в том числе на биржах, и не всегда они зло. Напротив, они повышают ликвидность и позволяют обеспечить стабильность котировок. Маркетмэйкеры превращают рынок в своего рода магазин, где есть фиксированные цены https://www.xcritical.com/ и большой запас товара. Fxpro — Профессиональный Выбор Как Для Начинающих, Так И Для Опытных Трейдеров На самом деле вы уже как трейдеры Форекс наверняка с ними сталкивались. Финансовые продукты, предлагаемые продвигаемыми компаниями, несут высокий уровень риска и могут привести к потере всех ваших средств. Никогда не следует инвестировать деньги, которые вы не можете позволить себе потерять. Смело, пожалуй, FP Markets заявляют, что Iress ViewPoint — это будущее онлайн-трейдинга. Для сравнения, банковские переводы по-прежнему занимают до нескольких дней. Подобная организация торговли радикально отличается от схемы работы так называемых «кухонных» брокеров. «Кухни» не выводят сделки трейдеров на межбанковский рынок, они остаются внутри компании и сводятся со встречными заявками от других трейдеров. При таком сценарии трейдер финансово заинтересован в том, чтобы сделки клиентов закрывались с прибылью. И BlackBull, и Vantage известны своим качеством работы и предложениями. В то время как Vantage предлагает более широкий спектр торговых платформ и инструментов, BlackBull отличается своими счетами с комиссией 0%, узкими спредами и отсутствием минимального депозита. Да, Pepperstone предоставляет разнообразные образовательные ресурсы, включая вебинары, торговые руководства и рыночный анализ. Торговые условия, предоставляемые Go Markets, надежны, мощны и гибки в удовлетворении разнообразных потребностей трейдеров, несмотря на их торговые цели и уровень опыта. FP Markets отделяет клиентские средства от средств компании, удерживая их на отдельных счетах. У клиентов нет эффективных способов предотвратить это, так как это является основополагающей методикой подбора ордеров для STP-брокеров. Мы узнали, что такое счет STP, а также узнали о Форекс брокерах, которые предоставляют такие счета. Рассмотрели преимущества торговли на счетах STP и с чего образуется прибыль STP брокеров. Как только происходит запрос на выставленные ордера, они направляются через уникальные «мосты» мимо дилера прямо в банк. Банковская организация в, свою очередь, моментально обрабатывает его. Термин STP (straight by way of processing) означает, что брокер автоматически переводит заявку клиента на рынок (в данном случае – на биржу). Инфраструктура таких брокеров может состоять из сотен серверов, разбросанных по мировым дата-центрам. Это обеспечивает клиентам высокую скорость исполнения заявок – миллисекунды, а в особых случаях, когда сервер в дата-центре стоит рядом с биржевым сервером stp брокер – даже микросекунды.

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How to Buy an NFT: a Step-by-Step Guide for Beginners

In this way, NFT creators can continue being paid for their work. NFTs present a paradigm shift in how artists maintain creators’ rights, connect with their audience, and monetize their products. Because they exist on decentralized blockchains, intermediaries are removed, and transactions are simplified. Final crypto wallet evaluation conclusion based on research, expert opinions & user feedback. How to Buy NFTs: The Beginner’s Guide 2025 Now, once the transaction is complete, head to your OpenSea profile, and the NFT should appear under your NFT collection. These marketplaces have different characteristics that can be appealing to different investors. NFTs first exploded on the Ethereum blockchain, since it was the first blockchain network with an infrastructure to support smart contracts. As mentioned, there are some that do also accept fiat currencies, and more-standard payment methods (i.e. PayPal), however, this is still a rare occurrence. Before making financial investment decisions, do consult your financial advisor. One thing to keep in mind, though, is that you should always pay close attention to your transactions, and make sure that you’re using all of the “best practices”. This is even more so true due to the fact of just how many wonderful pieces of artwork are there, on the market. And I use the term loosely – whether it be cards, collectibles, or 3D art, you’ll find amazing work in all categories. Once you have your wallet connected, you can then just go to the token page that you like, and buy the NFT – it’s as simple as that! Connecting your Ledger to it, you will be able to observe your NFTs within its user interface, while still having the security side of the Ledger Nano X active. Marketplaces Luckily, Ledger is compatible with the most popular software wallet solutions for trading NFTs, so you can rest assured your assets are protected from online threats. NFTevening is an award-nominated media outlet that covers NFTs and the cryptocurrency industry. Before making any high-risk investments in cryptocurrency or digital assets, investors should conduct thorough research. Please be aware that any transfers and transactions are done at your own risk, and any losses incurred are entirely your responsibility. NFTevening does not endorse the purchase or sale of any cryptocurrencies or digital assets and is not an investment advisor. Additionally, please note that NFTevening participates in affiliate marketing. Explore relevant results Evidently, you’ll still need to use a specific hot wallet in order to be able to observe your NFTs on the blockchain, though. As mentioned at the beginning of this article, learning how to buy NFTs can be a bit more tricky than it would appear at first glance. That said, How to buy an nft with the right tools at your disposal, this is something that isn’t going to be an issue. Teh says that some of the more popular marketplaces are OpenSea, SuperRare, Nifty Gateway, and Rarible, though there are many others. There are several different ways to buy an NFT, and the method depends on the platform, your wallet, and the blockchain you’ve decided to use. Web3 domains serve a particularly useful purpose, as you can use a simple word or phrase in place of your long alphanumerical wallet address. The Ethereum Name Service is the most popular example of a web3 domain service, but similar protocols exist on Tezos and other networks. An NFT marketplace is the simplest way to buy, sell, and trade NFTs. You can also use filters to narrow down your search by price, popularity, or blockchain (Ethereum, Polygon, Avalanche, etc.). How to Buy an NFT on OpenSea? Of course, securely managing all of your digital assets should be just as easy, and with Ledger, it is. Most NFT checkouts function alike, though we’ll outline how it works with Transak specifically. If you’ve ever purchased something online using a third-party service like PayPal or Stripe, you’ll notice that buying NFTs with Transak works similarly. Launched in 2022, it took Blur less than a year to surge past OpenSea and become the top marketplace for NFT trading on Ethereum (by trade volume). To get there, it took the controversial decision to make it optional for traders to pay NFT creators royalties on secondary sales. At the top-right corner of the OpenSea page, you’re going to see a wallet icon. NFTs are the hot topic everyone’s buzzing about, but they can seem confusing at first. There are also few, if any, protections for NFT investors from regulators. She holds a Bachelor of Science in Finance degree from Bridgewater State University and helps develop content strategies. Gas fees are blockchain transaction costs, varying by network demand. The main points that need to be kept in mind have to do with cryptocurrency wallets, and NFT marketplaces that are worth checking out. The amount of crypto you need depends on how much the NFT you want costs. But it’s important to know that most blockchains require you to pay a gas fee to process each transaction. This gas fee, also known as a transaction fee, typically varies due to the network you’re using, network congestion, and the complexity of the transaction. The site provides a diverse range of NFTs, including those relating to art, music, and gaming. For further information on the exchange, check out our detailed Binance review. In conclusion, in this comprehensive guide to purchasing NFTs, it’s essential to emphasize that the world of digital collectible assets offers unique opportunities for newcomers in investments. However, to make successful and informed decisions, investing time and effort into researching the market and carefully analyzing available options is crucial. In the realm of modern digital technologies and cryptocurrency innovations, NFTs have carved out a special place. These unique digital assets encompass one-of-a-kind artworks, collectibles, and media files recorded on the blockchain. How to pick the best crypto exchange for yourself? Purchase ETH on exchanges like Coinbase and transfer it to your wallet. For which purpose or for what kind of people is the cryptocurrency wallet best

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